For flippers, BRRRR investors and small operators
Under contract or cleared to refi? We advance 60–70% of your expected net proceeds. You get cash for your next deal. It gets paid back at closing.
| Property | Status | Expected proceeds | Advance | Days to close |
|---|---|---|---|---|
2418 Laurel Ave Charlotte, NC | Under contract | $218,500 | $142,000 | 14 |
1107 Brookline St Durham, NC | Cleared to refi | $164,000 | $106,600 | 21 |
86 Alder Ct Raleigh, NC | Repaid | $191,000 | $124,000 | Closed |
How much could you get?
Slide to what you expect to walk away with at closing, after the payoff and costs.
You could get
$150,000 – $175,000
Estimate only. Final amount depends on the deal. Flat fee per 30 days, repaid at closing.
- of net proceeds
- at closing
- typical term
How it works
Four stops. No runaround.
- 01
Under contract
Your flip is under contract or your refi is cleared. Send us the paperwork.
- 02
Advance funded
We check the deal and send a quote. Sign it and the cash lands in days.
- 03
Next deal
Put the cash to work. Lock up the next house.
- 04
Closing repays
The advance and fee come out at closing. Nothing to pay before then.
Who it's for
Built for people who do deals.
Flippers
Lock up the next house before this one closes.
BRRRR investors
Your refi is cleared. Don't sit around waiting on the wire.
Small operators
Keep your crews busy. Run more deals at once.
Eligibility
Does your deal fit?
- An investment property, used for business
- Not your home. No owner-occupied properties.
- Under contract to sell, or cleared to refi
- Clear title and enough equity
- Terms of 2–8 weeks
What it costs
One flat fee. That's it.
One fee for every 30 days. No monthly payments. It comes out at closing.
Fees quoted per deal
- No prepayment penalty
- No monthly payments
- Paid back from closing
- Fee quoted upfront, per deal
Why Trato Lending
Real lenders. Real investor deals.
Trato Lending makes fix-and-flip, bridge, DSCR and ground-up loans. Springline is how we get you cash between contract and closing.
Visit tratolending.comFAQ
Straight answers.
Your cash is stuck in a deal. Let's get it out.
Get an advance
Tell us about the deal.
Takes a couple of minutes. We'll get back to you with a quote.